Do we need to wait for insurance before I do anything?
NO!!!! Insurance has to make you whole. Do your job, file your claim,
take pictures and get bids. Keep all receipts!!!! You do what you need
to do to get your home whole as fast as possible and give them the
evidence a sad long as you can prove that the work was justified by
having 3 bids by licensed contractors, you have the right to use whoever
you want. What insurance will not cover is if you do not do
your job and let mold take over your home. They will not pay for that!
I cannot over emphasize enough, get a licensed mold remediation
company out to your home and have it mold tested before closing the
walls. ALWAYS have a different company do the test than the one who
remediated. I have used Servepro, Service Master, and many others, but
All-Dry came through at the last flood event when other could not. I am
getting nothing for saying this. Ask people who used them, they were
great!!!!! Tell Paul at All-Dry I sent you and he will put you at the
top of the list! (504) 952-3030.
Do you recommend leaving a couple inches of Sheetrock for proof for insurance?
No, just document with photos, try to get time stamped. I believe most phones now encrypts time stamp of the time and date in
the file. Date/time as well as GPS location in most cases is encrypted
in the descriptive meta data of the photo. There are some apps you can
use to see it.